Insurance, Workers’ Compensation, and Employee Dishonesty Bond
Requires the Agency to keep general and professional liability insurance of at least $1,000,000 per occurrence and $3,000,000 in the aggregate, a valid workers' compensation policy covering its affiliated home care aides, and an employee dishonesty bond with third-party coverage of at least $10,000, to keep proof on file, and never to let coverage lapse.
About this policy
- Policy number
- CA-HC-BUS-01
- Version
- 1.0
- Main rule
- Cal. Health & Safety Code §1796.42(b) to (d)
- Library
- California home care · 50 policies
- Category
- Business
- Sections
- 16
In short
- The Agency must always have liability insurance, workers' compensation and an employee dishonesty bond.
- Workers' compensation covers every aide from the first day of work.
- Report any injury at work to your supervisor right away.
- Report any client complaint of loss or damage to the Administrator the same day.
- Do not admit fault or promise payment; just report the facts.
What's inside
16 sections. The full text comes with the One-time Policy Pack.
- Terms of Reference
- 1. Purpose
- 2. Scope
- 3. Definitions
- 4. Policy Statement (Cal. Health & Safety Code §1796.42(b) to (d))
- 5. Required Coverage and Proof
- 6. Keeping Coverage in Force
- 7. Workers' Compensation and Aides
- 8. Claims Under the Insurance or the Bond
- 9. Responsibilities
- 10. Records and Compliance Monitoring
- 11. Staff Training
- 12. References
- 13. Related Policies and Forms
- 14. Approval
- 15. Revision History
An inspector may ask
- Show me your certificates of general and professional liability insurance. What are the limits?
- Show me your workers' compensation policy. Does it cover your home care aides?
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