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Insurance, Financial Stability, and Workers' Compensation

Requires a licensed home health agency to carry malpractice and liability insurance of not less than $250,000 per claim, with proof at each renewal and insurance renewals reported to AHCA within 21 days; sets the Agency's own insurance standards for registrants and for transport, crime and workers' compensation; and requires disclosure of financial instability and notice to AHCA within 10 days of a bankruptcy, foreclosure or eviction action.

Preview: full text with a package
About this policy
Policy number
FL-HC-BUS-04
Version
1.0
Main rule
s. 400.471(3), F.S.
Library
Florida home care · 50 policies
Category
Business
Sections
17

In short

  • The Agency carries the insurance Florida law requires and keeps it current.
  • Report every work injury, including a needlestick, to the office the same day.
  • Do not drive a client unless the client's agreement allows it and you have a valid license and insurance on file.
  • Tell the Administrator at once if you hear of any threat to the Agency's insurance or finances.

What's inside

17 sections. The full text comes with the One-time Policy Pack.

Full text with a package
  • Terms of Reference
  • 1. Purpose
  • 2. Scope
  • 3. Definitions
  • 4. Policy Statement (s. 400.471(3), F.S.)
  • 5. Insurance the Agency Carries
  • 6. Proof of Coverage and Reporting
  • 7. Financial Ability to Operate
  • 8. Disclosure of Financial Instability
  • 9. Work Injuries and Workers' Compensation
  • 10. Responsibilities
  • 11. Records and Compliance Monitoring
  • 12. Staff Training
  • 13. References
  • 14. Related Policies and Forms
  • 15. Approval
  • 16. Revision History

An inspector may ask

  • Show me your current malpractice and liability insurance certificates and the per-claim limits.
  • When did your insurance last renew, and when did you report it to AHCA?

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